Blogs

Have you noticed this? Whenever we think about investing, our first instinct isn’t excitement about growing our wealth, it’s fear. Fear of losing money. Fear of making a wrong decision. Fear of seeing the graph go red. And this fear is so common that psychologists have a name for it: loss aversion , it's the idea that losing money hurts us almost twice as much  as gaining the same amount brings joy. Let’s break down why this happens and what we can do about it. 1. Our Brains

If you’re investing without an emergency fund, you’re not building wealth, you’re setting up a future crisis. Everyone loves the idea of “start investing early”. It sounds ambitious and good. But here’s the truth no one tells you: Investing early is useless if one unexpected emergency forces you to liquidate everything. Here’s why an emergency fund is mandatory: Emergencies are not ‘if’, they’re ‘when’ A medical bill, job loss, broken phone, car repair, life doesn’t wait for

When most people think about “safe investments,” they immediately picture a bank FD that little piece of paper (or digital receipt now) that quietly earns interest while you sleep. It feels safe, reliable and predictable. But it’s also… slow. And in today’s world, where inflation casually strolls in and eats away your returns, being too safe can actually make you lose money. That’s where Corporate Fixed Deposits (Corporate FDs)  come in, a slightly underrated yet incredibly u

When you’re in your 20s or 30s, health insurance is rarely at the top of your to-do list. You might thin k, “I’m healthy, I don’t need it right now,” or “I’ll figure it out later.” But here’s the truth most people discover too late, health insurance isn’t just about covering medical bills. It’s about protecting your future choices . Imagine getting hit with an unexpected medical bill. A broken ankle, a sudden infection, or even a short hospital stay can cost thousands of rupe